Florida: Home of Food, Fun, and Sun
While Florida is known for its beautiful beaches, entertaining theme parks, and swamplands, our booming food scene. There are so many choices in Ft. Lauderdale alone that offer the best in food and drink. As a restauranteur, you know this boom is an exciting time for your business. However, how do you know if you’re properly covered?
Why Restaurant Insurance?
Standard BOP insurance may not always cover your specialized needs for your restaurant business. Not only does your restaurant have specific needs, it has specific liabilities as well. Do you do the tableside cooking? Or serve raw oysters straight from the ocean? Even if you do something as basic as serve alcohol in your restaurant, you still need to make sure that you have all your bases covered.
“Restaurant Insurance” is actually an umbrella term for many different kinds of food service insurance. Some common insurances include:
- Bar Insurance
- Café Insurance
- Cafeteria Insurance
- Diner Insurance
- Deli Insurance
- Lounge Insurance
What Does a Restaurant Insurance Policy Include?
Before you select the best restaurant insurance for you, you probably want to know what all is covered. As experts in restaurant insurance and risk management issues, E/G of Florida has built upon our experience to develop a portfolio of coverages to address every facet of your restaurant operation. Available coverages include:
- Food Spoilage and Contamination
- Liquor Liability
- Utility and Equipment Breakdown
- Commercial Umbrella
- Commercial Auto
- Employment Practices Liability
- Loss of Business Income
- General Liability
- Workers’ Compensation
- Cyber Liability
- Business Property Coverage
- Crime and Robbery
- Signage and Sidewalk
- Guest Property
E/G of Florida Offers Customizable Restaurant Insurance Coverage Options
E/G of Florida specializes in restaurant, hospitality, and food service insurance. We know that businesses in the food industry, from local hot spot restaurants to fine dining establishments, face a unique set of challenges and we have optimized our restaurant insurance to give you the right coverage to protect you from finical loss arising from claims against your restaurant and accidents. Our insurance agents will take the time to learn about your business and then curate an insurance policy tailored to your individual needs, without putting a strain on your budget. From contamination to employee theft, we will make sure you are properly covered.
For a Free Restaurant Insurance Quote in Florida, Contact E/G of Florida
Whether you operate a food truck, own a donut shop, deliver pizzas locally or cater to special events, you need the right insurance coverage to protect your Florida food service business. Call E/G of Florida today to learn more about restaurant insurance coverage in Ft. Lauderdale and surrounding Florida areas. Call us today at 866-565-3939.